Vaudoise mortgage rates compared

As of 30 October 2026: Vaudoise publishes 1.66 % for a 10-year fixed-rate mortgage. That is rank 2 out of 28 providers, -31 bp compared with the average of 1.97 %.

Vaudoise compared with the market
TermVaudoiseBest rateAverageDifferenceRank today
3 years1.41 %1.41 %1.71 %-30 bp1 out of 29
5 years1.51 %1.51 %1.81 %-30 bp1 out of 29
7 years1.57 %1.53 %1.89 %-32 bp2 out of 29
10 years1.66 %1.63 %1.97 %-31 bp2 out of 28
15 years1.76 %1.76 %2.03 %-27 bp1 out of 11

Vaudoise publishes 'from' rates. The actual rate is usually higher depending on the loan-to-value and creditworthiness.

Last rate change at Vaudoise: on 27 October 2026, 10 years from 1.74 % to 1.66 %.

Lenders comparable to Vaudoise

  • asga Pensionskasse: 1.63 % (10 years)
  • AXA: 1.67 % (10 years)
  • Swiss Life: 1.67 % (10 years)
  • St.Galler Pensionskasse: 1.71 % (10 years)
  • Baloise: 2.10 % (10 years)
  • All terms in the mortgage rates comparison

Vaudoise is an insurer that offers mortgages with services throughout Switzerland. On this page you can see the current indicative rates from Vaudoise for fixed-rate mortgages, as published by the provider itself, and how they compare with over 30 other Swiss banks, cantonal banks, insurers and pension funds. The values are tracked daily.

How good are Vaudoise's rates?

The table above compares each published rate from Vaudoise with the best rate and the average of all tracked providers for the same term. A negative value in basis points means that Vaudoise is below average. The rank shows today's position, with providers on the same rate sharing the same rank. Because banks adjust their rates at different speeds, the position can change within a few days.

Indicative rate and your personal rate

The values shown here are indicative rates, i.e. the rates that Vaudoise lists publicly. Your personal rate depends on loan-to-value, affordability, creditworthiness and negotiation, and may be lower or higher. Especially with good creditworthiness and a low loan-to-value, it is worth comparing Vaudoise's offer with offers from other providers and taking competing offers into the negotiation.

How to obtain an offer from Vaudoise

You can obtain a binding offer directly from Vaudoise, usually online or in a consultation. Have the purchase price, own funds, income and desired term ready. The link to Vaudoise's mortgage page can be found above. With a rate alert, you will be informed as soon as Vaudoise adjusts the rate for your term.