asga mortgage rates compared

As of 30 October 2026: asga publishes 1.63 % for a 10-year fixed-rate mortgage. That is rank 1 out of 28 providers, -34 bp compared with the average of 1.97 %.

asga compared with the market
TermasgaBest rateAverageDifferenceRank today
2 years1.35 %1.35 %1.62 %-27 bp1 out of 26
3 years1.46 %1.41 %1.71 %-25 bp2 out of 29
5 years1.57 %1.51 %1.81 %-24 bp2 out of 29
7 years1.53 %1.53 %1.89 %-36 bp1 out of 29
10 years1.63 %1.63 %1.97 %-34 bp1 out of 28

Last rate change at asga: on 26 October 2026, 10 years from 1.68 % to 1.63 %.

Lenders comparable to asga

  • Vaudoise: 1.66 % (10 years)
  • AXA: 1.67 % (10 years)
  • Swiss Life: 1.67 % (10 years)
  • St.Galler Pensionskasse: 1.71 % (10 years)
  • Pensionskasse SBB: 1.76 % (10 years)
  • All terms in the mortgage rates comparison

asga Pensionskasse is a pension fund that offers mortgages with services throughout Switzerland. On this page you can see the current indicative rates from asga for fixed-rate mortgages, as published by the provider itself, and how they compare with over 30 other Swiss banks, cantonal banks, insurers and pension funds. The values are tracked daily.

How good are asga's rates?

The table above compares each published rate from asga with the best rate and the average of all tracked providers for the same term. A negative value in basis points means that asga is below average. The rank shows today's position, with providers on the same rate sharing the same rank. Because banks adjust their rates at different speeds, the position can change within a few days.

Indicative rate and your personal rate

The values shown here are indicative rates, i.e. the rates that asga lists publicly. Your personal rate depends on loan-to-value, affordability, creditworthiness and negotiation, and may be lower or higher. Especially with good creditworthiness and a low loan-to-value, it is worth comparing asga's offer with offers from other providers and taking competing offers into the negotiation.

How to obtain an offer from asga

You can obtain a binding offer directly from asga, usually online or in a consultation. Have the purchase price, own funds, income and desired term ready. The link to asga's mortgage page can be found above. With a rate alert, you will be informed as soon as asga adjusts the rate for your term.