As of 30 October 2026: Swiss Life publishes 1.67 % for a 10-year fixed-rate mortgage. That is rank 3 out of 28 providers, -30 bp compared with the average of 1.97 %.
| Term | Swiss Life | Best rate | Average | Difference | Rank today |
|---|---|---|---|---|---|
| 3 years | 1.54 % | 1.41 % | 1.71 % | -17 bp | 5 out of 29 |
| 5 years | 1.57 % | 1.51 % | 1.81 % | -24 bp | 2 out of 29 |
| 7 years | 1.61 % | 1.53 % | 1.89 % | -28 bp | 3 out of 29 |
| 10 years | 1.67 % | 1.63 % | 1.97 % | -30 bp | 3 out of 28 |
| 15 years | 1.79 % | 1.76 % | 2.03 % | -24 bp | 2 out of 11 |
Last rate change at Swiss Life: on 30 October 2026, 3 years from 1.57 % to 1.54 %.
Swiss Life is an insurer that offers mortgages with services throughout Switzerland. On this page you can see the current indicative rates from Swiss Life for fixed-rate mortgages, as published by the provider itself, and how they compare with over 30 other Swiss banks, cantonal banks, insurers and pension funds. The values are tracked daily.
The table above compares each published rate from Swiss Life with the best rate and the average of all tracked providers for the same term. A negative value in basis points means that Swiss Life is below average. The rank shows today's position, with providers on the same rate sharing the same rank. Because banks adjust their rates at different speeds, the position can change within a few days.
The values shown here are indicative rates, i.e. the rates that Swiss Life lists publicly. Your personal rate depends on loan-to-value, affordability, creditworthiness and negotiation, and may be lower or higher. Especially with good creditworthiness and a low loan-to-value, it is worth comparing Swiss Life's offer with offers from other providers and taking competing offers into the negotiation.
You can obtain a binding offer directly from Swiss Life, usually online or in a consultation. Have the purchase price, own funds, income and desired term ready. The link to Swiss Life's mortgage page can be found above. With a rate alert, you will be informed as soon as Swiss Life adjusts the rate for your term.