As of 30 October 2026: Baloise publishes 2.10 % for a 10-year fixed-rate mortgage. That is rank 19 out of 28 providers, +13 bp compared with the average of 1.97 %.
| Term | Baloise | Best rate | Average | Difference | Rank today |
|---|---|---|---|---|---|
| 2 years | 1.68 % | 1.35 % | 1.62 % | +6 bp | 18 out of 26 |
| 3 years | 1.82 % | 1.41 % | 1.71 % | +11 bp | 21 out of 29 |
| 5 years | 1.94 % | 1.51 % | 1.81 % | +13 bp | 20 out of 29 |
| 7 years | 2.01 % | 1.53 % | 1.89 % | +12 bp | 21 out of 29 |
| 10 years | 2.10 % | 1.63 % | 1.97 % | +13 bp | 19 out of 28 |
The standard rate of Baloise is tracked. With a mortgage bonus, the rate may be lower.
Last rate change at Baloise: on 30 October 2026, 10 years from 2.08 % to 2.10 %.
Baloise is an insurer that offers mortgages with services throughout Switzerland. On this page you can see the current indicative rates from Baloise for fixed-rate mortgages, as published by the provider itself, and how they compare with over 30 other Swiss banks, cantonal banks, insurers and pension funds. The values are tracked daily.
The table above compares each published rate from Baloise with the best rate and the average of all tracked providers for the same term. A negative value in basis points means that Baloise is below average. The rank shows today's position, with providers on the same rate sharing the same rank. Because banks adjust their rates at different speeds, the position can change within a few days.
The values shown here are indicative rates, i.e. the rates that Baloise lists publicly. Your personal rate depends on loan-to-value, affordability, creditworthiness and negotiation, and may be lower or higher. Especially with good creditworthiness and a low loan-to-value, it is worth comparing Baloise's offer with offers from other providers and taking competing offers into the negotiation.
You can obtain a binding offer directly from Baloise, usually online or in a consultation. Have the purchase price, own funds, income and desired term ready. The link to Baloise's mortgage page can be found above. With a rate alert, you will be informed as soon as Baloise adjusts the rate for your term.