AXA mortgage rates compared

As of 30 October 2026: AXA publishes 1.67 % for a 10-year fixed-rate mortgage. That is rank 3 out of 28 providers, -30 bp compared with the average of 1.97 %.

AXA compared with the market
TermAXABest rateAverageDifferenceRank today
2 years1.60 %1.35 %1.62 %-2 bp10 out of 26
3 years1.60 %1.41 %1.71 %-11 bp9 out of 29
5 years1.62 %1.51 %1.81 %-19 bp6 out of 29
7 years1.65 %1.53 %1.89 %-24 bp5 out of 29
10 years1.67 %1.63 %1.97 %-30 bp3 out of 28
15 years1.93 %1.76 %2.03 %-10 bp5 out of 11

AXA publishes 'from' rates. The actual rate is usually higher depending on the loan-to-value and creditworthiness.

Last rate change at AXA: on 29 October 2026, 10 years from 1.66 % to 1.67 %.

Lenders comparable to AXA

  • asga Pensionskasse: 1.63 % (10 years)
  • Vaudoise: 1.66 % (10 years)
  • Swiss Life: 1.67 % (10 years)
  • St.Galler Pensionskasse: 1.71 % (10 years)
  • Baloise: 2.10 % (10 years)
  • All terms in the mortgage rates comparison

AXA is an insurer that offers mortgages with services throughout Switzerland. On this page you can see the current indicative rates from AXA for fixed-rate mortgages, as published by the provider itself, and how they compare with over 30 other Swiss banks, cantonal banks, insurers and pension funds. The values are tracked daily.

How good are AXA's rates?

The table above compares each published rate from AXA with the best rate and the average of all tracked providers for the same term. A negative value in basis points means that AXA is below average. The rank shows today's position, with providers on the same rate sharing the same rank. Because banks adjust their rates at different speeds, the position can change within a few days.

Indicative rate and your personal rate

The values shown here are indicative rates, i.e. the rates that AXA lists publicly. Your personal rate depends on loan-to-value, affordability, creditworthiness and negotiation, and may be lower or higher. Especially with good creditworthiness and a low loan-to-value, it is worth comparing AXA's offer with offers from other providers and taking competing offers into the negotiation.

How to obtain an offer from AXA

You can obtain a binding offer directly from AXA, usually online or in a consultation. Have the purchase price, own funds, income and desired term ready. The link to AXA's mortgage page can be found above. With a rate alert, you will be informed as soon as AXA adjusts the rate for your term.