BankBIZ mortgage rates compared

As of 30 October 2026: BankBIZ publishes 1.82 % for a 5-year fixed-rate mortgage. That is rank 13 out of 29 providers, +1 bp compared with the average of 1.81 %.

BankBIZ compared with the market
TermBankBIZBest rateAverageDifferenceRank today
2 years1.58 %1.35 %1.62 %-4 bp9 out of 26
3 years1.69 %1.41 %1.71 %-2 bp13 out of 29
5 years1.82 %1.51 %1.81 %+1 bp13 out of 29
7 years1.93 %1.53 %1.89 %+4 bp14 out of 29

Last rate change at BankBIZ: on 29 October 2026, 2 years from 1.56 % to 1.58 %.

Lenders comparable to BankBIZ

  • asga Pensionskasse: 1.63 % (10 years)
  • Vaudoise: 1.66 % (10 years)
  • AXA: 1.67 % (10 years)
  • Swiss Life: 1.67 % (10 years)
  • Hypothekarbank Lenzburg: 1.90 % (10 years)
  • All terms in the mortgage rates comparison

Bank BIZ is a regional bank. On this page you can see the current indicative rates from BankBIZ for fixed-rate mortgages, as published by the bank itself, and how they compare with over 30 other Swiss banks, cantonal banks, insurers and pension funds. The values are tracked daily.

How good are BankBIZ's rates?

The table above compares each published rate from BankBIZ with the best rate and the average of all tracked providers for the same term. A negative value in basis points means that BankBIZ is below average. The rank shows today's position, with providers on the same rate sharing the same rank. Because banks adjust their rates at different speeds, the position can change within a few days.

Indicative rate and your personal rate

The values shown here are indicative rates, i.e. the rates that BankBIZ lists publicly. Your personal rate depends on loan-to-value, affordability, creditworthiness and negotiation, and may be lower or higher. Especially with good creditworthiness and a low loan-to-value, it is worth comparing BankBIZ's offer with offers from other providers and taking competing offers into the negotiation.

How to obtain an offer from BankBIZ

You can obtain a binding offer directly from BankBIZ, usually online or in a consultation. Have the purchase price, own funds, income and desired term ready. The link to BankBIZ's mortgage page can be found above. With a rate alert, you will be informed as soon as BankBIZ adjusts the rate for your term.