As of 30 October 2026: PostFinance publishes 1.80 % for a 10-year fixed-rate mortgage. That is rank 7 out of 28 providers, -17 bp compared with the average of 1.97 %.
| Term | PostFinance | Best rate | Average | Difference | Rank today |
|---|---|---|---|---|---|
| 2 years | 1.40 % | 1.35 % | 1.62 % | -22 bp | 3 out of 26 |
| 3 years | 1.55 % | 1.41 % | 1.71 % | -16 bp | 7 out of 29 |
| 5 years | 1.64 % | 1.51 % | 1.81 % | -17 bp | 8 out of 29 |
| 7 years | 1.71 % | 1.53 % | 1.89 % | -18 bp | 7 out of 29 |
| 10 years | 1.80 % | 1.63 % | 1.97 % | -17 bp | 7 out of 28 |
| 15 years | 1.86 % | 1.76 % | 2.03 % | -17 bp | 4 out of 11 |
PostFinance publishes 'from' rates. The actual rate is usually higher depending on the loan-to-value and creditworthiness.
Last rate change at PostFinance: on 29 October 2026, 10 years from 1.81 % to 1.80 %.
PostFinance is a bank operating nationwide with services throughout Switzerland. On this page you can see the current indicative rates from PostFinance for fixed-rate mortgages, as published by the provider itself, and how they compare with over 30 other Swiss banks, cantonal banks, insurers and pension funds. The values are tracked daily.
The table above compares each published rate from PostFinance with the best rate and the average of all tracked providers for the same term. A negative value in basis points means that PostFinance is below average. The rank shows today's position, with providers on the same rate sharing the same rank. Because banks adjust their rates at different speeds, the position can change within a few days.
The values shown here are indicative rates, i.e. the rates that PostFinance lists publicly. Your personal rate depends on loan-to-value, affordability, creditworthiness and negotiation, and may be lower or higher. Especially with good creditworthiness and a low loan-to-value, it is worth comparing PostFinance's offer with offers from other providers and taking competing offers into the negotiation.
You can obtain a binding offer directly from PostFinance, usually online or in a consultation. Have the purchase price, own funds, income and desired term ready. The link to PostFinance's mortgage page can be found above. With a rate alert, you will be informed as soon as PostFinance adjusts the rate for your term.