GKB mortgage rates compared

As of 30 October 2026: GKB publishes 2.03 % for a 10-year fixed-rate mortgage. That is rank 15 out of 28 providers, +6 bp compared with the average of 1.97 %.

GKB compared with the market
TermGKBBest rateAverageDifferenceRank today
2 years1.66 %1.35 %1.62 %+4 bp14 out of 26
3 years1.77 %1.41 %1.71 %+6 bp16 out of 29
5 years1.87 %1.51 %1.81 %+6 bp16 out of 29
7 years1.94 %1.53 %1.89 %+5 bp15 out of 29
10 years2.03 %1.63 %1.97 %+6 bp15 out of 28
15 years2.18 %1.76 %2.03 %+15 bp8 out of 11

Last rate change at GKB: on 29 October 2026, 10 years from 2.02 % to 2.03 %.

Lenders comparable to GKB

  • Glarner Kantonalbank: 1.82 % (10 years)
  • Bank Linth: 2.00 % (10 years)
  • Zuger Kantonalbank: 2.00 % (10 years)
  • Migros Bank: 2.03 % (10 years)
  • Bank Cler: 2.09 % (10 years)
  • All terms in the mortgage rates comparison

Graubündner Kantonalbank is a cantonal bank with a focus on the canton of GR. On this page you can see the current indicative rates from GKB for fixed-rate mortgages, as published by the bank itself, and how they compare with over 30 other Swiss banks, cantonal banks, insurers and pension funds. The values are tracked daily.

How good are GKB's rates?

The table above compares each published rate from GKB with the best rate and the average of all tracked providers for the same term. A negative value in basis points means that GKB is below average. The rank shows today's position, with providers on the same rate sharing the same rank. Because banks adjust their rates at different speeds, the position can change within a few days.

Indicative rate and your personal rate

The values shown here are indicative rates, i.e. the rates that GKB lists publicly. Your personal rate depends on loan-to-value, affordability, creditworthiness and negotiation, and may be lower or higher. Especially with good creditworthiness and a low loan-to-value, it is worth comparing GKB's offer with offers from other providers and taking competing offers into the negotiation.

How to obtain an offer from GKB

You can obtain a binding offer directly from GKB, usually online or in a consultation. Have the purchase price, own funds, income and desired term ready. The link to GKB's mortgage page can be found above. With a rate alert, you will be informed as soon as GKB adjusts the rate for your term.