As of 30 October 2026: Bank EKI publishes 1.95 % for a 10-year fixed-rate mortgage. That is rank 10 out of 28 providers, -2 bp compared with the average of 1.97 %.
| Term | Bank EKI | Best rate | Average | Difference | Rank today |
|---|---|---|---|---|---|
| 2 years | 1.55 % | 1.35 % | 1.62 % | -7 bp | 6 out of 26 |
| 3 years | 1.65 % | 1.41 % | 1.71 % | -6 bp | 10 out of 29 |
| 5 years | 1.75 % | 1.51 % | 1.81 % | -6 bp | 10 out of 29 |
| 7 years | 1.85 % | 1.53 % | 1.89 % | -4 bp | 10 out of 29 |
| 10 years | 1.95 % | 1.63 % | 1.97 % | -2 bp | 10 out of 28 |
| 15 years | 2.05 % | 1.76 % | 2.03 % | +2 bp | 7 out of 11 |
The rates published by Bank EKI already include a bonus of 0.40 percentage points.
Last rate change at Bank EKI: on 5 October 2026, 10 years from 2.05 % to 1.95 %.
Bank EKI is a regional bank with a focus on the canton of BE. On this page you can see the current indicative rates from Bank EKI for fixed-rate mortgages, as published by the bank itself, and how they compare with over 30 other Swiss banks, cantonal banks, insurers and pension funds. The values are tracked daily.
The table above compares each published rate from Bank EKI with the best rate and the average of all tracked providers for the same term. A negative value in basis points means that Bank EKI is below average. The rank shows today's position, with providers on the same rate sharing the same rank. Because banks adjust their rates at different speeds, the position can change within a few days.
The values shown here are indicative rates, i.e. the rates that Bank EKI lists publicly. Your personal rate depends on loan-to-value, affordability, creditworthiness and negotiation, and may be lower or higher. Especially with good creditworthiness and a low loan-to-value, it is worth comparing Bank EKI's offer with offers from other providers and taking competing offers into the negotiation.
You can obtain a binding offer directly from Bank EKI, usually online or in a consultation. Have the purchase price, own funds, income and desired term ready. The link to Bank EKI's mortgage page can be found above. With a rate alert, you will be informed as soon as Bank EKI adjusts the rate for your term.